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Business Loans and Financing


Complete our online form or speak with a business consultant at (949)356-9860


We assess your business health and reach out to you with the best funding


Receive funding as soon as 12 - 24 hours from your approval

We’ll Help You Get the Right Loan

As a partner, we are here to guide you and your business towards growth and success. The first step is determining which funding option is best for your business.

Business Term Loan

We all love a small business loan because it’s tried and true. The same goes for a business term loan – it’s a stable flexible way to get more working capital, grow your business, and build your credit. If you’re craving a simple small business financing solution, this is it.

Business Line of Credit

Think of a line of credit as a financial safety net for your business. It’s there if you need it, but you’re under no obligation to use it. And when you do tap into it, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount.

Equipment Financing

Need a new backhoe? There’s a loan for that. Seriously. There are small business equipment financing options for nearly every industry and every kind of equipment you need – which means your wish list is probably covered.

Business Credit Card

Opening a business credit card is a rite of passage for a small business. Go from big idea to big business with access to working capital that fits in your back pocket. A business credit card helps you track expenses, build a strong business credit history, and increase your working capital so you can reap the literal rewards.

Our Central Focus



Since 2016, we’ve funded over $34 Million in capital to over 70,000 + businesses nationwide.



Our funding specialist will make sure our programs are tailored to your specific needs.


Fast & Easy

Apply now and receive a decision and funding in as few as 24 – 48 hours hassle free.

We’ve helped thousands of business owners fund their dreams.

We've provided financing

We've provided financing

On Google Reviews

Customer Reviews

We are very proud of what our customers say about us

I am happy I called central capital. I’ve been in business for 13 years and I have dealt with these types of loans before. They were very honest from the beginning and they didn’t try to bait me. The consulted me on the best way that benefits me and my business with no pressure. It was a very pleasant and quick process. Everyone I worked with seemed very friendly. Definitely recommend.

Jonathan Giraldo Avatar Jonathan Giraldo
February 3, 2020

Central Capital is the best way to go. Jay was knowledgeable and very professional. He was quick in helping me with a business line of credit. Im going to keep doing future business with them.

Ryan Vega Avatar Ryan Vega
February 8, 2020

Fast, simple, and straight forward. They cut out all the stress. Central Capital is where it’s at!

Jorge Alejandres Avatar Jorge Alejandres
February 8, 2020

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    Our central focus is to help businesses around the U.S. grow and thrive


    Call (800) 513-8665

    2400 Barranca Parkway,
    Irvine, California
    United States


    Central Capital was established in Orange County, CA. The passion for assisting business owners to acquire the essentials needed to grow started in 2012.